Beplanning onderwerpe
If “past performance is no indicator of future performance”, as we often hear repeated in the context of market-based investments, what is the value to investors of the Raging Bull Awards?While past performance cannot be relied on to predict future performance, it is important when it comes to…
By: Sean van ZylThe festive season is a time for joy, celebration, and spending time with loved ones. However, for many families, it can also be a source of financial stress. According to the Competition Commission, food prices have increased by a significant 50% since 2020, while wages and…
With rising vehicle prices and increasing economic pressures, more South Africans are choosing to sell and buy their cars privately rather than through dealerships to secure a better deal.Beyond economics, many buyers are also becoming more comfortable with browsing online and shopping around,…
By: Jan Hendrik BothaInsurance disclosure goes beyond simply checking off boxes when initiating a policy; it is a continuous obligation for policyholders to keep their insurer informed about any changes that could affect coverage, not only at the outset but throughout the duration of a policy.…
The ‘new’ requirement for trustees to submit “beneficial ownership” registers to the Master on a real-time basis was effectively introduced on April 1, 2023. With all South Africans (including the government) trying to find their feet in this new compliance storm, after the amendment of…
Many taxpayers in South Africa are unaware of the valuable tax relief available for those supporting disabled dependants. Properly claiming these deductions can reduce expenses related to care, helping families manage the additional costs associated with providing care for individuals with…
Another December, another holiday exodus. South Africans are hitting the highways with dreams of beaches, braais, and time with family. But while the roads may seem clearer, Discovery Insure’s latest Drive Trends research paints a grim picture of what happens when we let our guard down behind the…
By: Nicola MawsonAs many as 60% of all the complaints that end up at the Credit Division at the National Financial Ombud Scheme South Africa (NFO) are found in favour of the consumer, a higher percentage than at other of the Office’s entities.That, Howard Gabriels, the lead ombud for the Credit…
With the holiday season fast approaching and South Africans eagerly planning their December getaways, many families are preparing for the quintessential road trip. However, for parents, the thought of long hours in the car with restless kids can be overwhelming.“Keeping your little ones entertained…
It is that time of the year again when South Africans dust off their wills and insurance policies before they take the long road to their holiday destinations. This is also a perfect time to dust off the trust deed and your estate plan. Some people do introspection whilst on the beach, and personal…
The latest news regarding the Zama Zama has captured the attention of people around the globe. According to Wikipedia “Zama Zamas are illegal artisanal miners in South Africa who occupy closed or operational mines to mine for minerals such as gold, iron ore, coal, and manganese. The…
Anglo American warns public of online share trading scamsAnglo American has raised an alarm over a surge in online share trading scams exploiting its brand and the identities of its executives to deceive victims.According to the miner, these scams, circulating on social media and digital platforms…
By: Hannah MyburghInsurance policies are typically renewed automatically each year, often without us realising. Failing to review your life cover at least annually can result in being either over-insured or under-insured. Beyond the annual review, it’s important to reassess your life cover at major…
An analysis of more than three million public social media posts between September 2023 and August 2024 shows that Discovery Bank ranks first among South African banks for positive online comments from clients. However, bank customers overall continue to be highly dissatisfied with customer service…
Crypto industry giants Circle Internet Group Inc. and Binance have joined forces in a new strategic partnership announced today at Abu Dhabi Finance Week that will expand adoption of USDC and support the development of the global digital assets and broader financial services ecosystem. With the…
By: Mariska RedelinghuysIn the context of estate planning, we often talk about ‘leaving a legacy’, which may lead to the terms ‘estate planning’ and ‘legacy planning’ being used interchangeably. However, they do differ.Estate planning refers to growing and protecting your assets over your lifetime…
The Financial Sector Conduct Authority (FSCA) has announced that it commenced the licensing process for crypto asset service providers (CASPs) under the Financial Advisory and Intermediary Services (FAIS) Act, No. 37 of 2002 on 1 June 2023.According to the FSCA, as of December 10, 2024, it…
By: Auraeus Kilian It is important to start by defining both investing and gambling. According to the Cambridge Dictionary, these terms are described as follows:Gambling: ‘The activity of risking money on the outcome of something, such as a game or horse race, hoping to make money.’Investing:…
In an existence characterised by overbooked schedules, school runs, and (reasonably) balanced lunchboxes, it can be easy to lose sight of the things happening in our broader macro-economic environment that have the potential to impact our children’s education – and ultimately, their futures.“…
More than a million applications have already been lodged with the South African Revenue Service to pull funds out of their savings. Given that this amounts to R21.4 billion, that’s a frightening amount of money for a country that doesn’t have a savings culture.This is according to Andre…