Beplanning onderwerpe
Let’s face it: South Africans turning December into one long spending spree could be a national sport. Whether it’s throwing the biggest braai or grabbing that extra “just-because” gift, the festive season feels like an open invitation to splurge. But when January rolls around, the financial…
Word of mouth has always been the most powerful form of marketing. South Africa’s rapid digitalisation may have transformed consumer behaviour but this fundamental inclination toward personal recommendations, remains as a key consideration.According to Embed Social, 95% of online consumers will…
Owning a home is a monumental achievement, but – as the world of investment always reminds us, every reward comes with an element of risk. From potential break-ins and accidents to natural disasters, your home faces many different risks. According to the latest Santam Insurance Barometer report,…
The festive season in South Africa, particularly in December, is a time of celebration, travel, and increased road activity. However, it is also a period marked by a significant rise in accidents and injuries, making gap cover an essential consideration for many South Africans.The importance of Gap…
By: Clinton LeaskWith today’s modern consumer demands, brands know that every touchpoint in the consumer journey is critically important. This is even more evident in the payment lifecycle and journey for consumers. To say we are spoilt for choice as 21st-century shoppers is an understatement.…
If you’re living in South Africa, then there’s a very good chance the twelfth month on the calendar is your favourite time of year. The weather is great, the beach or pool beckons, and the air is filled with festivity as people wind down – or wind up – for the year. KeDezemba is here, and South…
By: Anna Collard, and Kate FarinaRecently, I spoke with Jenna (not her real name), a mother of two boys, ages 12 and 9. Sitting across from me, she looked visibly distressed as she recounted a shocking discovery that no parent should ever have to face. Jenna had stumbled upon the browsing history…
Eskom is proposing a 36% power tariff hike for 2025, which means South Africans could soon see a steep rise in electricity costs, impacting budgets. Despite surpassing 200 days without load shedding, many home- and business owners are still seeking alternative energy sources to keep costs…
South Africa’s SMEs are always in need of growth funding to take the business to the next level. An average of only one in five ever get the financial help they require despite the significant resources available to them to get their funding application over the line.“Barely 20% of smaller…
By: Arno Jansen van VuurenSeats with the kind of legroom that would make Eben Etzebeth and his bomb squad buddies proud. An ample baggage allowance. At least one main meal, multiple snacks, and drinks on tap. Heck, you could even light up a cigarette, if you were so…
TPN Credit Bureau’s latest Vacancy Survey Report reveals that the rental vacancies decreased between the second and third quarters of 2024, resulting in a national vacancy rate of 5.07%, down from 6.72% in the second quarter.Average residential rental vacancies for the first three quarters of 2024…
Most South Africans are eagerly looking forward to receiving their December salaries early while others will also get their hard-earned thirteenth cheque or bonus as well. This is an ideal time to put that extra cash to good use and set yourself on a good financial path leading up to January. The…
KPMG South Africa said it is forecasting economic growth of 1.5% in 2025 and a further 1.8% in 2026. The company said that the inflation rate is expected to end 2024 well below target and remain there through 2025. Consequently, interest rates are set to continue to decline, which will subsequently…
As South Africans prepare for their year-end holiday travel, cybersecurity experts warn that excitement over holiday planning shouldn't overshadow digital safety. According to Doros Hadjizenonos, Regional Director at leading cybersecurity specialists Fortinet, travellers need to be particularly…
The growing trend of stokvels and the seasonal withdrawals during festive season will require stokvel members to be vigilant and careful. Often stokvels are formed at the start of the year to enable spending in December and a result FNB sees the majority of withdrawals over this period.Cebile…
By: Henno SenekalLast week the spotlight turned to the importance of preparation and adaptability in overcoming unexpected environmental or societal disruptions on World Resilience Day (December 10). Financial resilience—the ability to recover from financial setbacks and emerge stronger—is…
As the festive season approaches, a recent Debt Rescue survey has revealed a disheartening picture of a nation grappling with severe financial distress. With household budgets offering little in the way of seasonal joy, it appears that many will be trading in festive cheer for financial caution…
Nicola MawsonIn a technological improvement of age-old scams, fraudsters are creating a sense of authenticity by having people communicate with an agent who isn’t real and has been created through artificial intelligence (AI).ICT veteran commentator, Adrian Schofield, told Personal Finance that…
By: Brett LadouceThe year 2024 started with excitement and fear regarding the implementation of the Two-Pot System. The uncertainty as to the readiness of the retirement fund industry, regulators, and Sars (South African Revenue Services) to meet the September 1, 2024 deadline led to…
There are many benefits of investing offshore. Your investment acts as a “hedge” against a weakening rand and grants you access to an incredibly diverse global market that includes the world’s most successful companies – think Amazon, Apple, Coca-Cola, and Tesla.Investment experts generally agree…