Beplanning onderwerpe
History is written only about the victors. Economic laws will work only for technologies that survive.Horses have been our partners and co-workers in the grand project of civilisation. The relationship between humans and horses is one of the oldest and most consequential examples of inter-species…
December is a time of celebration for many South Africans, and for stokvel members, it is often the month they reap the rewards of a year’s disciplined saving. Stokvel payouts are a lifeline for countless households, providing funds for school fees, groceries, festive season expenses, or even…
As we publish our final edition of Personal Finance for 2024, it’s a perfect time to reflect on the milestones of the past year and the road ahead.This year has been a transformative one in personal finance. We’ve tackled pressing topics, from navigating inflationary pressures to the Two-Pot…
The 2025 Raging Bull Awards for collective investment scheme performance to the end of 2024 comprise 19 certificates for straight performance over three years and eight trophies for risk-adjusted performance over five years. There is also the coveted trophy for the SA Manager of the Year and a…
Toll fees for major South African routes: what you need to know this festive seasonThe South African National Roads Agency (Sanral) has announced toll fees for major routes across the country, highlighting key routes expected to experience heavy traffic during the festive season. These include the…
By Hannah Myburgh The role of an executor is to step into your shoes after your death to ensure that your assets are distributed in the best interests of your estate and those that you love. In this article, we unpack a number of factors to consider when making this all-important decision.Special…
By: Capital LegacyThere is a drive underway to encourage a new way of thinking about money. It has surprisingly little to do with income and expenses, traditionally the two key considerations. Instead, this approach puts the legacy we are able to leave for our loved ones at the heart of every…
By: Siyakha MasiyeThe festive season is a highly anticipated time for road trips, family holidays, and fun outings. It’s also, a period of, increased traffic, crowded parking, unfamiliar environments, and higher alcohol consumption. With these risks comes an increase in the likelihood of accidents…
With many employers paying December salaries as early as the 13th, the gap before the next payday is significant – 42 days for those usually paid on the 25th and 49 days for month-end earners.The festive season adds financial pressure as South Africans stretch their December salaries…
Word of mouth has always been the most powerful form of marketing. South Africa’s rapid digitalisation may have transformed consumer behaviour but this fundamental inclination toward personal recommendations remains a key consideration.According to Embed Social, 95% of online consumers…
Despite ongoing financial pressures, South African consumers are showing signs of optimism, according to Experian’s Q3 2024 Consumer Default Index (CDIx) which reveals a record-high appetite for credit, coupled with a slight improvement in the overall default rate.This cautiously optimistic outlook…
Physical commodity trading firm Stankevicius International, led by Paulius Stankevicius is opening up doors to global carbon markets for retail traders and investors to access carbon credits. Retail investors and traders will now be able to trade and invest in carbon credits on speculative trading…
It’s the festive season. For most, that means it’s a time to relax and unwind with family and friends. It’s also when scammers intensify their efforts because people are less vigilant and 13th cheques mean some have more money than usual.According to the South African Banking Risk Information…
Perspectives on financial markets regulation and how it helps brokers maintain a high level of service and earn traders’ trustDue to the flexibility and lower-cost access to exclusive asset classes, contracts for difference or “CFDs”, for short, are without a doubt, among the most popular financial…
The global gambling industry continues to grow rapidly, with recent 2024 estimates indicating a market value exceeding $80 billion, fueled by advancements in online platforms and increasing accessibility. South Africa is no exception, experiencing notable growth this year, particularly in the…
By: Velmah NzembelaThe holiday season is a time to relax, reconnect, and rejuvenate. But with bustling roads, packed airports, and unpredictable events, this high-risk season demands careful planning to ensure peace of mind. Safety during the holidays goes beyond travel insurance—it’s about…
The Competition Tribunal heard yesterday that Sekunjalo Investment Holdings and its group of companies would face irreparable harm, including significant job losses and potential closures, if Nedbank did not reopen their bank accounts.The hearing followed Sekunjalo’s application for an interim…
Worried about your assets when you break tax ties with South Africa, here are some tips.By: Lovemore NdlovuWe all want to protect our assets as best we can, but just know that the Tax Man is always watching.For South Africans who are leaving to live overseas, it is not just a question of packing up…
By Thomas Berry, Head of Sales at PSG WealthThe tax year-end on 28 February is fast approaching, but there’s still time to take action and get the most out of your contributions if you have not already. Whether you’re looking to boost your retirement fund or grow your savings tax-free, Retirement…
By: Liesl Kleinsmith Does Being a member of a retirement fund guarantee a comfortable retirement?Short answer: probably not…especially if you keep dipping into your retirement savings.Years ago, the concept of "retirement planning" was hardly a consideration for most working individuals. For our…