Beplanning onderwerpe
Just SA’s weekly jargon buster aims to give simple, plain English explanations of typical words and phrases used in the financial industry, in particular words relating to guaranteed life annuities and living annuities. This week, we look at the letter B:BBeneficiarySomeone who benefits from a will…
Geopolitics intermingle with economic tools to advance geopolitical agendas, of which there are an ever-increasing number. Soon we will hear more talk of geoeconomics. The move away from the US dollar as the international reserve currency is but the tip of the iceberg. We often hear of the “World…
A presentation by debt counselling firm DebtBusters this week highlighted a worrying trend. Many more South Africans are applying for debt counselling, which may be a bad thing or a good thing, depending on how you look at it. The reason may simply be that more South Africans are becoming over-…
Six percent of the country’s population is on track to retire comfortably, and the rest have not adequately planned for retirement.Reasons for no retirement included, but were not limited to, raised inflation, high interest rates, record unemployment, and a failure on the part of the government to…
By: Brett LadouceIt has now finally been confirmed that the two-component retirement savings system, widely known as the two-pot system, will come into effect on September 1 this yearTo recap, the retirement fund contributions of all employees joining a retirement fund in which their employer…
The latest claims data from Discovery Health Medical Scheme shows an improvement in cancer screening rates following the dip during the pandemic years 2020 to 2022. For the most part they have returned to pre-pandemic levels.“It isn’t only in South Africa that cancer screenings were missed during…
Traditionally, accountants, attorneys and financial advisers agreed to act as independent trustees for their clients’ trusts. Often they have provided the service for “free”. The general view was that they could not dare start charging for the services, as clients were so price-sensitive that they…
As scores of South Africa’s 2023 matriculants embark on their tertiary education this year, thousands do so with the benefit of the education policies taken out by their parents to prepare for a time such as this.Having achieved an impressive 82.9% National Senior Certificate pass rate, as…
By: Rita CoolSOUTH Africans are facing one of the toughest economic environments in modern history. High interest rates are not only applying pressure on people with bonds and vehicle repayments, but the current economic environment is a hotbed for inflation, leading to an increase in the prices of…
By Tyrone LowtherFollowing a festive season of spending and overindulgence, many wallets are stretched to cover the “57 days of JanuWorry”, never mind the rest of 2024. But there is hope if you’re smart about ditching some of the biggest money wasters in your budget.Economic turbulence, rising…
Consumers in South Africa are in for a prolonged period of rising cost of living as the price of petrol is set to rise again in March, following a hefty hike this month, as the finance minister hikes the general fuel levy to shore up the government’s deteriorating revenue collection.The Department…
The National Treasury has proposed further reforms to the “two-pots” retirement system, including a requirement for seed capital, after the government identified two concerns with the current regime.Treasury yesterday briefed the Parliament’s Standing Committee on Finance on the draft Pension Funds…
In the fast-paced world of high school education, preparing for critical exams can be a daunting challenge for both students and parents.Recognising this, CambriLearn has curated specialised exam preparation courses tailored to the unique needs of high school students pursuing success in their AS…
In South Africa, where the rhythm of life blends the vibrancy of rich cultures with the pulse of modern technology, the arrival and local availability of the HUAWEI MateBook D 16 2024 range brings a new chapter in computing sophistication to fruition.These aren’t just laptops, they are a lifestyle…
By Mariska CominsBuilding wealth involves a combination of strategic financial planning, personal discipline and maintaining a long-term perspective. Unlike chasing short-term gains or quick returns, building wealth is a process that takes many years and requires consistent action. By way of an…
My years in financial journalism have taught me a few things about the financial services industry, and one thing I realised early on was that everyone is in it for their own interests, and the best you can hope for is that your interests and their interests are aligned.There is no such thing as…
By Renzi ThirumalaiAs we kick off the year, investors and market analysts are gearing up for what promises to be an eventful 2024 with both potential challenges and opportunities lying ahead. With a global economy in a state of continuous transformation, several key market trends are set to shape…
2023 was a roller-coaster year with a tremendous amount of changes introduced; also changes in legislation affecting boards of trustees – often lay-person trustees. We should all take a deep breath, take stock of what we have, and in the beginning of the year, proactively plan for the year ahead.…
Just SA’s weekly jargon buster aims to give simple, plain English explanations of typical words and phrases used in the financial industry, in particular words relating to guaranteed life annuities and living annuities. This week, we look at words that start with the first letter of the alphabet: A…
South Africa is one of the least expensive countries in which to feed a dog, according to online lender CashnetUSA.In a study, the online lender found a year's supply costs just $267.81. (about R5000) as dogs are popular in South Africa. Cashnet said over a third of adults in the country own a dog.…