Beplanning onderwerpe
By: Neven NarayanasamyThere’s a lot to think about when you start your first job, from performing well in an environment that’s new and unfamiliar to the complexities of the work you’re assigned.Unsurprisingly, your credit score may be the last thing on your mind.By the time your pay cheque lands…
By Aleesha Reddy, Head of Product Development at NetcarePlusAs we journey further into 2024, the healthcare landscape is evolving at an unprecedented pace, shaped by a confluence of factors ranging from technological advancements to the profound impact of climate change. Understanding and adapting…
THE total value invested in bitcoin surpassed $1 trillion (R19trl) yesterday for the first time since November 2021 as inflows to US spot bitcoin exchange traded funds continued to support prices.Bitcoin's price reached $51 902 yesterday, its latest 25-month high and a rise of 4.7% on the day,…
By: Tracy MullerThe current challenging economic climate has many household budgets stretched thin. In this environment, saving can seem like a luxury to many people and, often, the savings or investment plan is the first thing that gets trimmed or cut from the budget when families face financial…
THE Financial Intelligence Centre (FIC) has warned that it could penalise a large number of estate agents and legal practitioners with fines of up to millions of rand for continued non-compliance with their obligations required to remove South Africa from being greylisted.Last year, South Africa…
Financial struggles can strain or even break romantic relationships. For example, one in five couples surveyed in a recent Fidelity study said money is their greatest relationship challenge.Drawing from their years of expertise in personal finance, Farzana Botha, communications manager at Sanlam…
FSCA informs the public of an investigation into the business activities of BFG Engineering BrokersThe Financial Sector Conduct Authority (FSCA) has announced that there was an ongoing investigation into the business activities of BFG Engineering Brokers (Pty) Ltd (BFG), and more specifically,…
If you have a different money style than your partner – well, you are certainly not alone.In fact, more often than not, we end up partnered with someone who has a contrasting approach to money.That is according to Scott Rick, an associate professor at the University of Michigan's Ross School of…
South African banks will struggle with rising non-performing loans this year as consumers suffer from narrowing savings and elevated interest rates, although the Moody’s ratings agency has maintained a stable outlook for the country’s financial services sector.It said South Africa would have to…
February is well known as the month of love, with millions of people cross the world celebrating Valentine’s Day with their significant others, and while the rest may be looking to be struck by Cupid’s arrow, insidious scammers have their sights set on lovesick victims. This comes as online dating…
SPAR, South Africa’s community-first retailer, is ushering in Valentine’s Day with a fresh perspective on love and a new campaign that promotes the purchase of fresh produce – SPAR’s “Think Fresh, Find Love”.The campaign is based on a study that showed that individuals who include healthy meals in…
The legislative process by which the government’s well-publicised new system of saving for retirement, the two-component or “two-pot” system, becomes law, is happening slowly and not without hiccups, as the system requires amendments to a several acts governing taxation and financial services.The…
By: Nirdev DesaiIt was Albert Einstein who called compound interest the “eighth wonder of the world”, saying that “he who understands it, earns it. He who doesn’t pays it”.In the investment world, compound interest is the mechanism that allows investors to make the most of their money and reap the…
By: Henri le GrangeThis year marks a transformative chapter for financial advice, where the blend of nuanced communication and forward-thinking strategy will lay the groundwork for lasting financial well-being. It’s a time of great potential and pivotal change for financial advisers.As we navigate…
By: Carey van VlaanderenAs the working year unfolds alongside Valentine’s season, many South Africans are seeking a different kind of love – a fulfilling career, despite persistently high unemployment figures. Just like the dating world, the task of finding the perfect match can be challenging as…
By: Pearl CeleValentine’s Day is around the corner and it’s a special day to celebrate and show love to our loved ones. As rewarding spoiling your loved ones may be, it doesn’t mean you should break the bank, more so if you didn’t budget and plan for it.There is nothing wrong with spoiling our…
By: Ernest NorthEven after nearly two years of interest rate hikes and tightening their belts, South African consumers are not getting much relief from rising inflation. Petrol prices have increased by more than 47% since February 2021*, and with the ongoing electricity issues, weaker rand and…
It’s commonly thought that debt problems are more prevalent among lower earners, but a recent survey shows that people taking home more than R35 000 a month may be in more trouble when it comes to their debts than is generally recognised.Last year, 2023, may have been the worst year financially for…
History was made this week when a lucky Lottoland punter won an incredible R60,814,786.50 on the Powerball. This is the biggest win and payout to a punter by a South African bookmaker to date.The winner from Pretoria could not believe his good fortune when he received the life-changing phone call…
By Raymond ParsonsAs prior to the 2024 elections the Sona would, as expected, inevitably be largely a party-political statement and as well as also take stock of the government’s achievements over the decades, there were, nonetheless, highly familiar features of the comprehensive Address that…