Beplanning onderwerpe
By: Yulanda PatersonWhen thinking about purchasing a new car, whether it is a premium or luxurious upgrade, it is crucial to keep in mind that several factors will determine the cost of your insurance premiums. In South Africa, insurance companies assess the risk of insuring a specific car by…
By: Danielle and Jaun-Pierre SteynvaardtMoney conflict is one of the main reasons couples split up the world over. To avoid challenges that come with money matters, couples need to align on finances early on. We have insights and tools on how couples can work together to avoid financial conflict…
Siyakhe MasiyeTHANKFULLY, the first two months of the year have come and gone. Still, in the first quarter, consumers should be in full force working towards a financially fit future. If you haven’t done so already, now is the ideal time to devise a clear plan on how to meet your financial…
Capitec Bank says there is an opportunity to tap into the informal Small and Midsize Enterprise (SME) segment in South Africa, and it hopes to win a market share of it.Speaking at the Personal Finance Media Day in Stellenbosch, Capitec marketing and communications group executive Francois Viviers…
Our context to the whole, people migration movement, trade, and relationships. How relevant is South Africa to the continent?Much has been written about the formation of BRICS (Brazil, Russia, India, China, and South Africa) and what can be expected regarding the de-dollarisation and the formation…
In an increasingly digitised world, where personal data serves as a cornerstone of modern economies, the intersection of consumer protection and cybersecurity becomes paramount, particularly within the realm of long-term insurance. This intersection is of utmost importance in safeguarding…
Many people support loved ones financially during their lifetime and need peace of mind that their loved ones will also be taken care of financially after their demise.Individuals in need of financial support could vary from minor children, a spouse, life partner, someone with special needs, an…
Society has conditioned women to doubt their worth and their contribution. The obsession with fixing women (through never ending training and too many qualifications) have made women believe they are the problem, when, in fact, the system is the problem. Employment equity legislation has been…
There are three pension funds in the country, including South Africa’s largest fund, that are not governed by the Pension Funds Act, and National Treasury needs to deal with these separately in implementing its famous two-pot retirement system.I refer to three government pension funds, in…
There were between R219 million to R363 million gross losses in digital banking in 2022 due to scams, according to Ntshiki Maluleka from the South African Banking Risk Information Centre (Sabric).He said the increase occurred during a shift from visiting bank branches and performing banking online…
White Paper says 76% South Africans use loyalty programmesSome 76% of South African consumers use loyalty programmes, up by 3% points from 2022, according to the 2023/4 Truth & BrandMapp Loyalty White Paper.According to the White Paper, this doesn’t change much across income and gender, but…
André Daniels and Kivashna VeerasamyIn a move set to redefine the landscape of tax dispute resolution in South Africa, the National Treasury unveiled a groundbreaking proposal during the 2024 Budget Speech. The proposal aims to introduce alternative dispute resolution (ADR) proceedings at the…
THE social media furore around the alleged failure of Old Mutual to pay a claim warrants an explanation about different types of claims and payouts involving insurance companies and retirement funds.As people pile scorn on cases such as these – so easy to do – the details quickly get lost in the…
By: Harion CamargoIN THE dynamic and ever-evolving landscape of global finance, 2024 presents investors with a multifaceted scenario, necessitating discerning decision-making amid a backdrop of shifting monetary policies and evolving economic dynamics. As markets navigate the delicate equilibrium…
By: Willem OberholzerIn the ever-evolving landscape of global finance, the South African Rand (ZAR) has been a silent participant in a tumultuous dance with destiny. The question on everyone's mind: Is the South African currency facing a crisis, and how much wealth has it lost in the span from 2003…
Just SA’s weekly jargon buster aims to give simple, plain English explanations for typical words and phrases used in the financial industry, in particular, words relating to guaranteed life annuities and living annuities. This week, we look at the letter: IInflationInflation describes the average…
South African average salaries improved by 2.5% in February with the monthly, annual and quarterly increases suggesting a better year for take-home pay.The monthly BankservAfrica Take-home Pay Index (BTPI) experienced another positive month in February amid the better-performing environment,…
With 2024 being an election year for almost half the world’s population, including South Africa, the US and the UK, many investors are worried about what the future holds and how it will affect their wealth. But the times we live in will always be uncertain, according to Allan Gray’s Tim Acker and…
Protecting your family is a fundamental part of ones’ long-term financial planning goals. It is not as simple as just taking out R1 million worth of life cover and leaving it there, but it involves much more.Ester Ochse, Product Head at FNB Integrated Advice, says, “There are two components of…
By: Jonathan HoldenAs the Easter holiday approaches, we encourages consumers to prioritise financial responsibility and avoid falling into debt traps.In the context of persistently high inflation and recent fuel-price hikes, SOLshop encourages consumers to spend wisely and look after their…