Beplanning onderwerpe
As we enter the second quarter of 2024 consumers in South Africa are still looking for different ways to make their rands stretch further every month.This comes as the fuel price continues to increase, worsening the cost of living crisis in the country.April now brings higher fuel costs for…
By: Wendy MyersWARREN Buffet’s favourite holding period for a stock is “forever”, but even he acknowledges there are valid reasons for selling a stock. Deciding when to sell a stock is something both professional and retail investors grapple with. In fact, it’s accepted wisdom that it is…
By: Mosima MabundaDo we think we are healthier than we are? A lack of knowledge about health status may be reflected in the alarming upward trend of high-risk health metrics we see globally and among our Vitality members. We do not always consider that our health status now is a fundamental part of…
The Gen Z and Millennials led the growth as credit demand and supply continued during the fourth quarter of last year, according to TransUnion’s quarter four 2023 South Africa Industry Insights Report.The report released yesterday showed that the South African consumer credit landscape maintained…
By Andrew BahlmannThe South African stock market has witnessed a remarkable surge in retail investor participation in recent years, reshaping investment dynamics. It is fuelled by factors such as the increase of online trading platforms and the availability of accessible investment products.As this…
The Zulu nation loses the Anglo-Zulu War, the Falkland islands are invaded and a notorious gangster is sentenced1804 Forty merchantmen are wrecked when a convoy led by HMS Apollo runs aground off Portugal.1879 The Anglo-Zulu War’s climactic battle takes place with the battle of Gingindlovu: The…
Social Development Minister Lindiwe Zulu has added new regulations in the Social Relief of Distress grant act, which will allow government to recover irregular payments made to undeserving recipients.Zulu has gazetted changes to the SRD grant, which have taken effect from April 1. These changes…
The South African Revenue Service (Sars) has embarked on a process to revoke the licences of more than 50 tax practitioners as a result of general compliance failures.At the announcement of the Sars revenue collection for the 2024/24 financial year, Sars Commissioner Edward Kieswetter today said…
By: Siphamandla ButheleziInvesting in an offshore retirement fund is one way of growing your wealth in a stable economy over the longer term, or even gaining residency in a foreign country. However, for South Africans, this scenario presents as many challenges as it does opportunities and should…
By: Rapule MahlanguDid you know the National Stokvel Association of South Africa (Nasasa) estimates that more than 11 million South Africans are members of a stokvel? In case you didn’t know, that’s around 40% of the adult population – which makes stokvels a primary source of savings in a country…
By: Munya ShumbaThere are no parents on the face of the earth who look at their new-born child at birth, wrapped up in soft baby blue or pink blankets, look at each at each other lovingly and say, “Honey, we did it, look at our retirement plan!”The excitement of watching their baby start to walk,…
I’m a young working professional with a limited investment portfolio. I would like to diversify my investments to achieve short-term goals (like buying my first house) and long-term goals (preparing for retirement). How do I go about developing an investment diversification plan that aligns with my…
Managing your finances is not rocket science. Financial advisers are very useful, but they aren’t essential if you are sensible with money and have a basic knowledge of the different financial services and products.It is said that common sense is not all that common. I believe we all have access to…
Life insurers who are members of the Association for Savings and Investment South Africa (Asisa) paid a whopping R599 billion to policyholders and beneficiaries last year following tragic life events like death and disability or significant life stage changes like retirement.According to Asisa,…
As pointed out in previous articles, our most important minister must be the one with the title “Minister of Employment and Labour”. We do not have time left to fix the problem. We must make it our number one priority. Graeme Foley, author of “Dream Big Start Small 1 000+ Ideas You Can Start Today…
Nearly nine out of 10 (87%) of institutional investors and wealth managers surveyed believe digital assets have an important role to play in diversified investment portfolios, according to the latest research by London-based Nickel Digital Asset Management.The research found, that half (50%) said…
South African consumers will have to hold their breaths for a while longer as interest rates remain unchanged in the country. This comes after South African Reserve Bank (SARB) Governor Lesetja Kganyago announced yesterday that there would be no change to interest rates in the country following the…
By James WhiteWith rising inflation, an ongoing cost of living crisis and ever-increasing medical aid shortfalls, sub-limits and co-payments, it has never been more important to ensure that you tailor the best solution to meet your clients’ needs. Gap cover has become an essential addition to any…
In a significant development for South Africa's financial landscape, the Financial Sector Conduct Authority (FSCA) has approved Jaltech (via its subsidiary Jaltech Digital Asset Holdings) as one of the few investment product providers to receive a crypto asset service provider (CASP) license.In a…
As the tax revenue financial year draws to a close this week, the South African Revenue Service (Sars) has labelled March a priority month for taxpayers and traders to settle their tax and customs payments and tax and customs debt on or before the last business day of this month, which is Thursday…