Planning Topics

By Ashlin Perumall, Tsanga Mukumba and Simon MateusTax and blockchain are niche, technical fields and solving the puzzles encountered where the two complex systems interact can be daunting, even for the initiated. The ever-evolving spectrum of use cases for blockchain technology and investment…

Arguably the biggest sporting tournament as far as South African sport is concerned is about to kick off in France. The Springboks begin their title defence of the Rugby World Cup with a match against Scotland on Sunday. All indications are the world champions will put on a spectacular display,…

As South Africa marks International Literacy Day on September 8, the prognosis for literacy and reading skills in the country is serious.According to the National Reading Barometer South Africa (2023), 65% of homes with children under age 10 do not have a single picture book. The 2021 Progress in…

As the familiar and old saying goes “where there’s a will, I want to be in it” – this could not be closer to the truth in the event of the death of a loved one, especially when it comes to family.One of South Africa’s leading providers of wills, Capital Legacy has helped more than 650 000 South…

Many South African companies are returning to the office five days a week but employers shouldn’t expect workers to simply snap back to the old routine – and with good scientific reason.Linda Trim, the director at Giant Leap, one of SA’s largest workplace design consultancies said: ”Many corporates…

As a result of recent changes, the tax practitioner now has to submit a list of information to the South African Revenue Service (Sars) with the trust tax return. This includes the latest trust deed, resolutions, minutes of the trustee meetings and so forth. For example, if the trust deed requires…

By Brett LadouceIt is estimated that South Africa has a formal housing backlog of about two to three million housing units. That equates to about 10 million to 12 million South Africans who want to move out of informal settlements and backyard dwellings to a house they own and can call home. To…

SOUTH Africa is home to multinational corporations (MNCs) in Africa dating back to the colonial era when these corporations acted as agents of their home countries at the expense of black people after colonial conquest.While some of these MNCs came to repent of their disruptive ill-treatment of the…

By Feroza PetersenFINANCIAL investigations consultant Emerald van Zyl made public, in an interview with The Falcons Investigations Unit in 2022, decades-long discrimination by South African banks, particularly Standard Bank, aimed at maximising profits at the expense of black clients.This was not…

The 2023 Rugby World Cup is set to captivate sports fans across the globe, and anticipation is at an all-time high in South Africa, home of the revered Springboks.Given the country’s rich rugby history and recent performances, the looming question remains: Can the Springboks go all the way this…

Cellphone theft remains rife in South Africa and with an alarming 11 404 reported incidents of common robbery in the first quarter of 2023 – an increase of 7.9% over the previous year, it’s imperative for South Africans to be vigilant.“This is especially true for South African women, who are…

By Feroza PetersenIN A recent TwitterSpaces podcast, Mr Tshweu (@TshweuMoleme), a prominent advocate for black advancement and a respected host, engaged in a profound conversation with Dr Iqbal Survé (@iqbalsurve). Together with his co-host, Ms Kajál (@Kajjjiiii), they delved into a dialogue with…

As inflation and the cost of living continue to rise, a growing number of households in South Africa are struggling to meet their financial obligations. In many instances, despite various avenues available to the consumer to seek assistance, households avoid it, leaving debt to spiral out of…

THE poverty plea by the SA Clothing and Textile Workers Union (Sactwu) is highly misleading as the union is one of the country’s richest unions with a multimillion-rand investment with Sekunjalo companies and an even bigger investment in Hosken Consolidated Investments (HCI), with about R4 billion…

As the familiar and old saying goes “where there’s a will, I want to be in it” – this could not be closer to the truth in the event of the death of a loved one, especially when it comes to family.One of South Africa’s leading providers of wills, Capital Legacy has helped more than 650 000 South…

South Africa's retirement savings crisis has reached a critical point, with more and more workers unable to preserve their retirement funds, according to the latest 2023 Old Mutual Savings and Investment Monitor Survey. In response to this growing retirement crisis, the South African government has…

Does the Public Investment Commission (PIC) have a mandate from the private workers' Unemployment Insurance Fund (UIF) to invest or deviate from objective commercial investment decisions to assist the government in funding essential functions? By the close of the previous financial year to March…

Value-added tax (VAT) is a tax on the consumption of goods and services in South Africa, which means the purchaser bears the cost thereof. As a tax, it is apathetic and gender-neutral. It does not target any particular gender, race or religion because all purchasers of the same items equally bear…

According to the National Credit Regulator’s (NCR) Credit Bureau Monitor for March 2023, South Africa currently has 27.07 million credit active consumers with 90.44 million accounts in the country. The number of consumers with impaired records increased to 9.82 million whilst the number of impaired…

This is the fourth article in a series on planning for retirement, focusing on the different phases of the journey. Our first article looked at pre-retirement planning considerations, the second looked at navigating the transition phase of retirement, and the third explored the active phase. In…