Planning Topics
Retirement fund arrears are spiralling out of control in local government, putting municipal workers’ retirement savings in jeopardy. With billions in unpaid contributions, this could result in a situation that could devastate the financial futures of those relying on these funds. The FSCA released…
Personal Finance is proud to introduce its new data partners for the upcoming 2025 Raging Bull Awards at the end of January. The awards showcase outstanding performance in the collective investment schemes industry, recognising funds and managers that consistently outperform their peers, and thus…
As the festive season approaches, it's easy to get swept up in the excitement and joy of the holidays. After a long year of hard work, it's natural to want to unwind and celebrate. However, it's also the time when many people let their finances slip, overspending in the name of festivities and year…
By: Nicola MawsonAnyone who has seen a loved one battle lung cancer will tell you just how debilitating it is, watching them wheeze, undergo chemo, and potentially need oxygen. It’s perhaps the type of cancer most associated with that dirty word.However, lung cancer is extremely hard to detect and…
With technology and more recently, the rise of AI, making investing and stock trading more accessible, I'm seeking professional guidance on where to start. Richus Nel, Financial Adviser at PSG Wealth, Old Oak.Choosing a financial plan is not a standard off-the-shelf solution. It changes as your…
Here’s something to consider, because this could easily be you. You’re a company employee receiving a monthly salary. Your salary slip shows the amount deducted for your pension fund contribution and how much your employer may be additionally contributing. You haven’t checked on your fund balance…
Sanlam Investments supports urban farmers with R350,000 donation to Ladles of Love FoundationIn support of the United Nations’ Sustainable Development Goal 2: Zero Hunger, Sanlam Investments has donated R350,000 to the Ladles of Love Foundation’s “Feed the Soil” programme.According to Sanlam, this…
By: Hannah Myburgh Dying without a valid Will can have significant estate planning consequences, leading to outcomes that the deceased may not have intended or anticipated. In the absence of a Will, your estate will be distributed according to a fixed order, which could result in unintended…
By: Adriaan PaskFinancial markets are cyclical and periods of economic downturn often present unique opportunities to achieve your desired investment outcomes. For this reason, it is important to identify solutions tailored to global market dynamics to realise the wealth that spans generations.…
The day bargain hunters in South Africa has finally come as consumers search for the best deals this Black Friday.One of the country’s largest banks FNB said it expects their customers to splurge at least R3 billion this Black Friday.Online payment systems builder Peach Payments has created a Black…
By: Willem OberholzerTax structuring and planning – words that can turn a room full of people into a symphony of blank stares and polite nods. But make no mistake, this is no amateur sport; it’s a high-stakes game where the winners stay out of jail, and the losers make donations to their local tax…
The Government Employees Pension Fund (GEPF) has identified pan-African real estate company Grit’s development subsidiary, Gateway Real Estate Africa (GREA), as a strategic platform for its rest-of-Africa real estate investments.In addition, the GEPF, represented by the Public Investment…
“Bro, I can’t wait for my first dead body,” wrote an 11-year-old boy on Instagram in Sweden, where gangs recruit children too young to be prosecuted as contract killers on chat apps.“Stay motivated, it’ll come,” answered his 19-year-old contact. He went on to offer the child 150000 kronor (about…
The festive season is about to begin tomorrow with the anticipated Black Friday event. Consumers in the country will search for the best deals to spend their hard-earned rands on as many businesses participate in the shopping extravaganza. Business Report has looked at what some of the major…
Becoming a first-time homeowner is one of life’s most exhilarating experiences. The joy of owning your own space, decorating it to your taste, and creating memories is unmatched. However, alongside the excitement, it's natural to feel a mix of anticipation and stress as you navigate this…
Digital marketing expenditure in South Africa is set to surpass R500 million this year and is forecasted to exceed R850 million by 2030. As the industry expands, online influencers are emerging as key economic drivers, cashing in on substantial earnings.Much like the gig economy, where companies…
As the festive spending ramps up, so do advance-fee loan scams and fraudsters. Ayanda Ndimande, Strategic Business Development Manager at Sanlam Credit Solutions, warns that fraudsters often target consumers who might struggle to access a loan from verified lenders as these fraudsters offer…
Data has revealed that South Africans, battling the cost-of-living crisis will be bargain hunting this Black Friday to ensure they are able to put more food on the table. This comes as Debt Rescue released the results from their latest survey, which reflected the dire situation of South Africans…
“It’s the most wonderful time of the year,” as the festive jingle goes, painting a joyous picture of celebrations and togetherness. However, the end of the year also brings silly spending temptations. From BIG ‘sales’ to ‘buy now, pay later’ offers, it’s all too easy to fall into the…
Data has revealed that South Africans, battling the cost-of-living crisis will be bargain hunting this Black Friday to ensure they are able to put more food on the table. This comes as Debt Rescue released the results from their latest survey, which reflected the dire situation of South Africans…