Beplanning onderwerpe
Independent Media strongly condemns the unethical and biased research practices evident in a recent report on the online harassment faced by journalists working for the Daily Maverick. The International Centre for Journalists (ICFJ) report, titled "The women journalists of South Africa's Daily…
By: Neil RoetsSouth Africans have been collectively waiting with bated breath for some small financial reprieve from the relentless price hikes of the past few years that have driven them to the brink of despair, chief among these being the highest interest rate the country has had to contend with…
Talk in the run-up to the elections about the introduction of “prescribed assets” generated angry rumblings from the investment industry. But what exactly are prescribed assets and how would their adoption affect consumers?Prescribed assets refer to laws requiring that a portion of one’s…
The South African Reserve Bank (SARB) governor, Lesetja Kganyago, today announced that the interest rate in the country will remain unchanged. This comes after the SARB’s monetary policy committee (MPC) met this week to decide on the country’s repurchase rate (repo rate), with the outcome,…
As we wrap up Worker’s Month, we are reminded that happy and healthy employees make productive, high-performing, and loyal team members. The evolution of employee wellness programmes has evolved over the years. In recent years, there’s been a mindset shift as more and more employers come to…
As the cost of living continues to soar, many South Africans are struggling under the financial pressure of rising inflation. The prospect of unchanged interest rates, with the Reserve Bank likely to maintain the repo rate at 8.25%, brings no respite from the mounting pressures on people's pockets…
South Africans turned out in their numbers to cast their votes in the historic elections on Wednesday.“The Star” visited the Midrand Primary School voting district in the morning and was greeted by long lines of people eagerly waiting for the doors of the voting station to open.Noordwyk resident…
By: Oliver PageAn estimated 3.4 billion emails a day are sent by cyber criminals designed to look like they come from trusted senders. In an ideal world, you’d be able to trust every email you received. Unfortunately, in the real world, scammers are sending a constant barrage of phishing emails to…
An important aspect of effective financial planning is ensuring that one's loved ones are taken care of in the event of unexpected circumstances. However, despite the best intentions, unclaimed insurance benefits remain concerning. This poses challenges to financial institutions and highlights the…
By: Hawken McEwanAs always, the road to the elections poses a challenge for institutions responsible for enforcing FICA. The political landscape is changing rapidly, making it tricky to spot and keep tabs on PEPs—individuals in powerful public positions or close to them who could be tempted to…
By: Lana Visser-GalantRetirement fund administrators will soon be implementing the two-pot system for pension funds, provident funds and retirement annuities, but many are cautioning about the potential impact this could have on members. This article unpacks what it is, and highlights both the…
By: Jurgen EckmannForecasting is extremely tough in an environment where both risk and uncertainty are present because we’re trying to predict within a complex system with multiple possible interactions and outcomes.According to Head of Behavioural Finance at Momentum Investments, Paul Nixon, there…
By: Nicolas BothaWe have noted incorrect media coverage around South Africans abroad, which notes that to comply with “new” Sars obligations you need to be physically present in South Africa. It is then implied that this change on Sars eFiling then burdens taxpayers to fly all the way home.Whilst…
In South Africa, the rhythm of life can often feel the pulse of the political landscape, especially during election season. While the excitement and debates around elections primarily focus on political ideologies and leadership qualities, the effects of election outcomes ripple far beyond the…
FSCA Withdraws Licence of The Wealth Strategist THE Financial Sector Conduct Authority (FSCA) has announced it has withdrawn the licence of The Wealth Strategist with effect from May 15, 2024.The FSCA said The Wealth Strategist’s licence has been withdrawn in terms of Section 9(1) due to…
By: Nicola MawsonRegistered professional accountant Cisca Kaasjager had her identity stolen and went through numerous hoops to try and have the resultant issues with her credit record resolved, battling everyone from the bank to a credit union and yet still fighting for a solution for more than…
As financial pressures continue to mount globally, it’s imperative to acknowledge the profound impact that financial stress can have on mental health. Whether it’s struggling to pay bills, dealing with debt, or worrying about job security, these are all real-life examples of financial stressors…
As South Africa’s General Election approaches on May 29, 2024, and financial markets brace for potential turbulence, investors are advised to maintain resilience in their investment strategies and resist making hasty decisions driven by short-term market fluctuations.Johann Els, chief economist at…
Chrisley Botha, Wealth Adviser at PSG Wealth, PaarlThere’s a lot of talk about long-term investing, and not making short-term decisions. But when the market dips and I check my balances, it’s very difficult to stay focused on my personal financial goals and avoid the temptation of comparing my…
On Wednesday, May 29, South Africans go to the polls in what many believe will be a watershed moment in our 30-year-old democracy. The ANC, the party that has governed the country since 1994, is predicted to lose its majority. If that happens, what will be the impact on financial markets and how…