Beplanning onderwerpe

Amanda DusseWhile millennials may still feel young at heart, adulting means confronting some financial realities. With the last group of the millennial cohort born in 1996, the youngest are turning 29 this year, making navigating finances a stark reality.I don’t need insurance,…

Being physically fit often entails some uncomfortable stretching. Whether it’s stretching your limits to exceed your personal best, or stretching your legs out before going on a run… It can be a little painful. This is also true when it comes to being financially fit. Stretching your budget out so…

A 76-year-old bank customer was so aggrieved by the failure of his bank to handle his complaints that he closed all his accounts with the bank and moved R1 million out of the bank.Nerosha Maseti, the Lead Ombud of the Banking Division at the National Financial Ombud Scheme (NFO), said banks must…

When Capitec broke onto the retail banking scene over 20 years ago, I sensed that it would shake up the banking industry in South Africa. The simplicity and accessibility of its offering to consumers ensured its immediate success. But I didn’t expect the “ Big Four” (Absa, FNB, Nedbank, and…

South Africa's life insurance industry closed the year 2024 in a strong financial position, maintaining its ability to weather economic uncertainties, according to the Association for Savings and Investment South Africa (Asisa).With assets under management totalling a staggering R4.5 trillion, the…

Under the new “two-pot” system, the cash in retirement-fund “savings pots” presents a real temptation to fund members, but withdrawing it should be resisted for a few very good reasons.An “instant gratification” mindset may kick in when you check the balances of the various “pots” in your…

Imagine pouring your hard-earned money into an investment, trusting the promises of wealth and prosperity only to find yourself empty-handed, deceived, and abandoned. This is exactly the cautionary tale unfolding for those caught up in the financial schemes of Jacques Adriaan Jordaan—a name now…

Insurance of any kind is a grudge purchase, and perhaps life and dread disease even more so because death, or being permanently incapacitated and unable to work, is not a pleasant thought. Yet, either a critical illness diagnosis or death will “not only have an immense emotional impact on your…

By Nishtha Bhoola As South Africa braces for the 2025 budget announcement, all eyes are on the evolving tax With recent Trust amendments targeting the flow-through principle for resident beneficiaries, National Treasury is now turning its focus to the complexities involving non-residents. This year…

Many people start off the year promising that they will get gym fit… And, for many, this resolution has already been forgotten along with the expensive trainers hiding at the back of the shoe cupboard. But, getting – and staying – financially fit throughout the year is a resolution we should all…

Retirement from a fund marks the shift from building capital to drawing an income from it. Choosing the most suitable annuity for your needs can be challenging, with a range of variables to consider before making a decision which including the following: Cash withdrawalAt retirement, you may…

Metropolitan International Holdings (MIH), a Johannesburg Stock Exchange-listed Momentum Group subsidiary, is facing legal action in Kenya over an alleged fraudulent share transaction involving Cannon Assurance Ltd. The case was brought up by the estate of the late Inderjit Talwar and his son…

Google Cloud launches first African cloud region in JohannesburgGoogle Cloud has announced that it has officially inaugurated its first African cloud region in Johannesburg, marking a major milestone in its $1 billion investment pledge to drive Africa’s digital transformation.Operational since…

The introduction of South Africa’s two-pot pension fund system has dramatically changed how pension funds are administered, shifting interactions from employer-based engagement to direct communication with individual members. This transformation has required administrators to implement large-scale…

One of the major expenses beyond the purchase price of a home is transfer costs and bond registration fees. It can take time to save up enough to cover these upfront costs, so the sooner buyers start thinking about this, the better.“Buying a home is a significant financial commitment, and…

While 2025 has been marked as a turning point for South Africa’s previously hesitant first-time homebuyers, the financial pressure on those looking to take the plunge cannot be underestimated.The recent Budget Speech underscored the ongoing challenges facing the country, many of which…

Let's debunk some life insurance misconceptions and reveal the surprising truths that could change your perspective and your financial future.Myth 1: Life Insurance Is Only for the WealthyThe Reality: Life insurance is a financial tool accessible to individuals across…

Ask any make-up enthusiast what their must-have brand is, and the answer would most likely be Hailey Bieber’s make-up line, RHODE. This would have been the answer for consumers who attended the RHODE pop-up store at the Mall of Africa. Despite the products being pricier than other make-up…

Over 95% of children in South Africa regularly access the internet but less than half are taught about online safety. We teach our children how to tie their shoes, cross the road, and ride a bicycle – all things we were taught as children. Today’s toddlers and teens, however, have access to an…

The delay in South Africa’s 2025 National Budget Speech served as a reminder of the complexities of financial planning, where balancing priorities and preparing for uncertainties are key. Just as the government must allocate resources carefully to sustain economic growth, individuals must also…