Beplanning onderwerpe
There has been extensive coverage in mainstream and digital media on the two-pot retirement system that comes into effect on September 1 and will impact all working people contributing to retirement funds.Amid the coverage, I was surprised to come across a YouTube video of a financial adviser…
Corrie KrugerThe registered trademark of Nielsen Sports is “Audience Is Everything”, they certainly have a point.1. Nielsen Sports is the global leader in sponsorship analytics and fan intelligence. They provide brands and rights holders the knowledge to identify and connect with the audiences…
By: Nicola MawsonSouth Africans are becoming more bullish about the economy as inflation comes down and interest rate cuts are on the horizon. This is not only positive for investments into local assets post the formation of a Government of National Unity (GNU) but also consumers, who believe their…
By: Nthabiseng MonogeWhen I was a child, one of my favourite items of my mother’s was her handbag. Whenever we left for the store, I would sprint to her bedroom to fetch her handbag for her, holding it like a newborn baby, a prized possession. Her handbag was always full of envelopes containing…
By Robyn LaubscherHaving recently celebrated 30 years of democracy in South Africa, I am prompted to think about what the next 30 years will look like for South Africans. For example, will the percentage of people retiring comfortably increase from the current 6%, or will it decrease?Several…
With winter in full swing in South Africa and temperatures in the low numbers, sometimes even below zero, many of us are doing all we can to keep warm, while keeping electricity costs down. The winter season sadly sees an increase in the number of fires reported, often due to not using heating…
Islamic finance assets under management were estimated to be worth around $4.5 trillion in 2022, and are projected to reach $6,7 trillion by 2027. The industry is a rapidly growing one in numerous countries – South Africa among them.These products often include sukuk bonds, as well as project-…
The Pietermaritzburg Economic Justice and Dignity Group (PMBEJD) yesterday called for a universal approach with a uniform electricity tariff across the country; underlying problems that the administration of electricity at the local level had been made far too complicated and onerous with the…
By Thomas LobbanSouth Africa’s Financial Sector Conduct Authority (FSCA) recently approved the licence applications of 63 more crypto asset service providers (CASPs). They are therefore now authorised to act as financial services providers.This brings the total number of approved CASPs to 138 of…
In a video interview which features a conversation between Proffessor Terrence Kommal and Farzana Botha from Sanlam, the two focus on the new two-part retirement system set to launch in South Africa on 1 September. They discuss the implications of this significant legislative change on financial…
By: Nongcali RubusheAccording to Sanlam’s recent Financial Confidence Index, the majority of South Africans are stressing about money and don’t know what to do about it. The 2023 Deloitte SA Investment Management Outlook revealed South Africa’s savings rate sits at only 0.5%, and that 90% of our…
By: Leigh NooyThe recently enacted two-pot retirement system, signed into law by President Cyril Ramaphosa, introduces a novel approach to retirement savings. Under this system, members' future contributions are divided into two components: a savings component and a retirement component. One-…
By: Gabriel BothaAs kids, we were told to save — in our bank account or our piggy bank. We didn’t realise then that if we had invested our money instead, we would have been further on the path to unlocking our financial freedom.As July is National Savings Month, it is important to prioritise…
By: Maarten Ackerman South African investors who are serious about long-term wealth creation need to pay special attention to their offshore allocation. To be successful, this goes beyond picking the next Nvidia or Amazon, but rather, it entails the adoption of a structured and holistic investment…
By: Joe and Cheryl DillonJennifer Lopez and Ben Affleck have further fuelled rumours they are headed towards an imminent divorce following reports that their Beverly Hills mansion has been publicly listed on the property market for the huge sum of $68 million (approximately R1.2 billion). We…
By John KennedyAs you approach retirement - the third phase of your life after childhood and your working years - planning for financial security becomes crucial, especially to protect the wealth you’ve built and to maintain your lifestyle for the rest of your life. The importance of strategic…
By: Brett MackayIf you’re the kind of person who’s diligently saved for retirement from the moment you started working, the last thing you’d expect is to find out that you don’t have enough to survive for the next 20, 30, or even 40 years. Unfortunately, that’s the reality for far too many South…
By: Mariska RedelinghuysWhen discussing the value of the financial profession, financial advisers are often compared to medical doctors and are sometimes even called ‘financial doctors’. The reason behind this is that financial advisers look after the financial challenges of clients in much the…
There is still a lot of confusion around the taxes on imports from Chinese e-retailers like Shein and Temu.A long-established common law principle is ‘de minimis non curat lex’ more commonly known as ‘de minimis’. It roughly translates to ‘the law does not concern itself with trifles’, meaning that…
Oprah Winfrey ‘cannot out-happy’ Gayle King. The 70-year-old chat-show host and the 69-year-old TV star are long-time pals, and Oprah has now revealed the secrets to their decades-long friendship.She told 'Moments That Make Us': "The reason why I think our friendship has worked is because Gayle is…