Beplanning onderwerpe
The annual Raging Bull Awards ceremony, the “Oscars” of the investment industry, takes place on Monday, February 17, at the Cape Town International Convention Centre. The event, a sumptuous gala dinner, is hosted by Personal Finance and Business Report in association with data providers Iress South…
In Upsy Down TownThe sky is in the sea,The fish are in the airWhere the birds should be.The rain is falling upInstead of falling down,In the world of Upsy Down Town.– Beth Shosham, based on a traditional nursery rhyme.These words are from a children’s book beloved by my son before he outgrew such…
Megan Edwards, a dynamic talent from Cape Town, has solidified her place in the media and entertainment industry. Her illustrious career spans radio presenting, voice acting, training facilitation, modeling, and voice coaching, making her journey truly inspiring.After dedicating two decades to the…
My heart is shattered. On Wednesday morning, I received the devastating news that a friend I had spent time with on Saturday had unexpectedly passed away. She was young, full of life, and had her whole future ahead of her. The shock sent me into an emotional spiral, forcing me to ask myself: "What…
What we see play out in front of our eyes today reminds us of the following quote from the Book by Charles Dickenson “A tale of Two Cities” “It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness1. The Trump administration and his view on the…
FSCA issues warning about fake Brandes Investments on WhatsAppThe Financial Sector Conduct Authority (FSCA) has issued a public warning about a WhatsApp group fraudulently claiming to be affiliated with Brandes Investments, an Irish company.According to the FSCA, the impostors are using the…
By: Sean van ZylThe start of a new year is a time for families to reassess their financial goals and think about the legacy they want to leave behind. While day-to-day expenses often take precedence, creating a financial foundation that supports future generations requires intentional planning and…
The Financial Action Task Force (FATF), the global watchdog for money laundering and terrorist financing, requires that country supervisors identify compliance issues and demonstrate that their efforts have led to changed behaviour and improved compliance through remedial actions. In the FATF…
By: Sherry TapfumaInvesting in buy-to-let property offers the potential for both steady rental income and long-term capital appreciation. However, from fluctuating interest rates, unpredictable tenant behaviour, and erratic maintenance costs, buy-to-let investments can come with significant…
By Stefan Kritzinger In October 2020, before a joint sitting of both Houses of Parliament, President Cyril Ramaphosa tabled the government’s Economic Reconstruction and Recovery Plan (ERRP) – a comprehensive response to the global Covid-19 pandemic and lockdown that inflicted unimaginable harm on…
By: Mzimasi MabeceIn the next coming weeks, all eyes will be on the upcoming 2025 Budget speech considering the direct and indirect impact it has on investors and companies alike.South Africa’s economic climate has changed significantly since the October medium-term budget policy statement. …
By Thabiso SekanoSeveral challenges ranging from a drop in output compounded by an inconsistent energy supply, logistical challenges to export markets including dwindling employment figures, give the impression of a sector under siege.I hasten to remind though that energy supply has improved…
By: Buhle Nxumalo When considering your retirement planning journey, do you see the glass as half full or half empty? Many people focus on how retirement planning may reduce their current disposable income – a “glass half-empty” perspective. However, focusing on the benefits your future, retired…
Is Gen Z the most financially confident generation yet? Recent insights from Sanlam’s Financial Confidence Index (FCI) reveal that Zennials— Gen Zs and Millennials, born between 1992-2002 – exhibit unprecedented levels of financial confidence; higher than Gen X and Boomers. The trends point towards…
South African Small, Micro, and Medium-sized Enterprise (SMME) owners understand that obtaining business funding is imperative to business growth. However, imagine running a thriving SMME and being denied funding because of a lack of formal banking history.For many South African SMME owners, this…
Demand for used vehicles is outpacing new car sales by more than two-to-one, driven by consumers looking for cost-effective options in a challenging economy. However, as inflation slows and interest rates drop, there may be a shift back towards new vehicle purchases, especially with further rate…
By: Brina BiggsWith a new year and new beginnings, some people often start the year with the purchase of a car. Buying a new car is exciting, but without smart financial planning, it can quickly turn into a costly mistake. This is why South Africans need to be educated on how to make…
Douw Steyn, the insurance giant responsible for reimagining and revolutionising the insurance landscape, has passed away at the age of 72.Steyn will be remembered as an exceptional entrepreneur who built a global business of immense scale across seven countries, and a visionary with a deep-seated…
By: Arno Jansen van Vuuren In a South African context, funeral policies are big business. Intended to cover essential costs related to a loved one’s passing, such as the funeral itself, catering, a coffin, and so on, many also contain valuable additional features, such as a repatriation benefit and…
Fraud, simply put, is deception for financial gain, and according to the Financial Sector Conduct Authority (FSCA), it's becoming a serious threat affecting thousands of South Africans each year.The FSCA says the Southern African Fraud Prevention Service (SAFPS) reported an alarming 356% rise in…