Beplanning onderwerpe
On the 27th of April, collectors and history enthusiasts will be mesmerised as the “Pilgrims Rest Coin,” officially known as the 1902 Gold Veldpond, takes centre stage at Bassani’s Auction House.This rare coin, struck in the wilderness of the Mpumalanga region by Boers fleeing British forces during…
Times are tough, geopolitical tensions are high in global markets, and South Africa is not immune. Continued pressure on- and depreciation of the rand – largely due to factors outside of our control – fuel fears and add financial strain to a struggling economy, which already needs to deal with…
Given the prevalence of potholes, sometimes craters, that dog South Africa’s roads, perhaps Waze should stop warning drivers about them and let those behind the wheel know that the next stretch of road doesn’t require a 4x4 to navigate. The sheer extent of the problem is shown by how many…
Over five years to the end of 2024, multi-asset retirement funds with an offshore component fared only marginally better than funds invested wholly in South Africa, showing that, although there has been a significant shift towards offshore investments in that time, the domestic market has managed…
If you’re curious about how South Africans are coping financially, ditch the dramatic headlines and take a closer look at the numbers. The SpendTrend25 report by Discovery Bank and Visa doesn’t just skim the surface; it digs deep into the nitty-gritty of how we’re swiping cards, saving cents, and…
In today’s unpredictable and fast-paced world, achieving financial success requires more than just saving money or investing in the latest trends. A truly secure financial future is built on a holistic approach that integrates various aspects of financial planning.Where to start?With many things in…
The Financial Sector Conduct Authority (FSCA) says it has imposed a R700,000 administrative penalty on African Bank Limited for misleading advertising, which was found to violate Conduct Standard 3 of 2020 (Banks). The regulation aims to ensure banks uphold fair customer treatment when marketing…
The short-term insurance industry is facing increased pressure from two directions: proposed domestic tax hikes and global trade uncertainty. Taken together, these developments are likely to deepen financial strain on policyholders while simultaneously threatening the growth and stability of the…
While financial trauma has the power to unravel lives and cause analysis paralysis when it comes to money decisions, there are ways to address this underlying issue head-on to become financially fruitful. Being born in January, a month when money was always tight, meant birthdays…
One of the most important decisions you’ll make before getting married is choosing a matrimonial property regime. Your choice of a marriage contract can have far-reaching financial consequences, so it’s essential to understand the pros and cons of each system before tying the knot. (i) In…
I recently had the opportunity to be part of a webinar where Minister of Justice and Constitutional Development, Mmamoloko Kubayi, directly engaged with stakeholders on the dire state of South Africa’s Master’s Offices. Her remarks painted a picture of dysfunction that is both alarming and,…
"Pressure pushing down on me, pressing down on you..." The iconic line from Bowie and Queen’s anthem feels prophetic for South Africa’s financial sector in 2025. With regulatory heat intensifying from the Financial Sector Conduct Authority (FSCA) and Prudential Authority (…
The 2025 Raging Bull Awards, one of South Africa’s premier financial services events, once again honoured the exceptional talent and performance of the nation’s top investment professionals. This year, advanced technology and data-driven insights from Clarus Risk, an Apex Group company, played a…
Navigating the property market as a first-time buyer can be daunting, with the fear of making a costly mistake adding unnecessary stress. Understanding the most common errors can help you avoid them and approach your property purchase with greater confidence. 1. Not understanding your…
Starting your first job is a big deal—new responsibilities, formative learning curves, a paycheck, and, yes, taxes. When we recently welcomed a new group of first-year employees to the company, a key insight struck me: so many of us stepping into the workforce for the first time have the same…
Budget Insurance is sounding the alarm on the growing risks South Africans face on the country’s roads during the busy Easter travel season. With families preparing to reunite, congregations gathering for religious celebrations, and road traffic volumes set to spike, the stakes for road safety are…
A dementia diagnosis can be devastating—not only emotionally, but also financially. While the emotional toll of caring for a loved one with dementia is immense, the often-overlooked financial implications can be just as overwhelming. Understanding the potential costs and planning can help families…
Imposter or impersonation scams are on the rise in South Africa. Recent reports highlight a significant increase in sophisticated fraud schemes involving criminals posing as legitimate authorities, service providers, or individuals to deceive victims and extract money or personal information.…
The Easter holidays typically increase in domestic (and sometimes, international travel), with many South Africans using this period to explore and discover new destinations with their families, friends, and loved ones. However, as exciting as jetting off on a plane or road trip can be,…
With the Easter holidays around the corner, motorists can expect busy roads as they travel to visit their loved ones, with over a million vehicles expected on South Africa’s main highways. To ensure a safe and smooth journey for your family, it’s essential to take basic road safety…