Beplanning onderwerpe
Game’s second week of Black Friday deals is here, offering you unbeatable deals on both essential and some ‘must-have’ items for your home.This week’s deals, valid until Tuesday, 21 November, contains the following not-to-be-missed deals, while stocks last:Pampers Premium Care Value Pack Assorted…
THE South African Revenue Service (Sars) has announced that it was part of the 47 jurisdictions around the world who pledged to adopt a new Crypto-Asset Reporting Framework (CARF) developed by the Organisation for Economic Co-operation and Development (OECD).CARF is a new international standard on…
There were 19 million underbanked individuals in the country, and over one million micro, small, and medium-sized enterprises still transacting exclusively in cash.This information is contained in the latest Payfast report released recently. The report aims to offer a comprehensive look at South…
A return to favourable interest rates has reignited appetite for fixed-income assets, but current allocations are too low, new research from Aeon Investments, the London-based credit-focused investment company shows.In its global study with pension funds, insurance asset managers, family offices,…
Good communication is at the heart of financial advice. If you sign up for a product or make changes to an existing product, the adviser or representative you deal with must make you aware of all the terms and conditions of the agreement and disclose all costs, so that you fully understand what you…
South Africa's Collective Investment Schemes (CIS) industry, also known as unit trusts, attracted net new investments of R9 billion in the third quarter of this year while existing investors reinvested income declarations (dividends and interest) worth R30 billion.The industry, therefore, concluded…
By: Jonathan KohlerGauteng is entering the rainy season, which often coincides with hail and thunderstorms. Currently, insurers are still counting the cost of a devastating hailstorm that hit parts of Gauteng earlier this week.In KwaZulu-Natal, last year’s deluge reportedly cost insurers more than…
By: Reuben OosthuysenThe Association for Savings and Investment South Africa (ASISA) recently reported that a staggering R3.6 trillion worth of policies covering life, severe illness, or income protection lapsed in the first six months of 2023. This is indicative of the economic hardships currently…
Deciding whether to prioritise price, needs, or benefit richness when it comes to choosing a medical aid plan is a complex task.Your choice will ultimately determine if you have the right cover when you need to consult a doctor or specialist, need medicine, go to hospital, get spectacles, or visit…
Santam, a short-term insurer, has confirmed that it has received reports of damage to policyholders in areas such as the Johannesburg CBD, Sandton, Midrand, as well as parts of Soweto.This comes after heavy rains and adverse weather conditions that have impacted parts of Johannesburg over the last…
The eThekwini Municipality has hit back at allegations of financial mismanagement levelled against it by the DA regarding the purchase of advanced street sweeper vehicles.According to the DA, these vehicles, bought for millions of rands, were left unused and were deteriorating in condition.However…
Katlego Malatji, a visionary engineer and the driving force behind ProjectOne Engineering, exemplifies the brilliance of African women in maths, science and innovating in the engineering space.Her journey with the Innovator Trust inspires pioneering African entrepreneurs, who tackle unique African…
THE South African Revenue Service (Sars) has announced that it was part of the 47 jurisdictions around the world who pledged to adopt a new Crypto-Asset Reporting Framework (CARF) developed by the Organisation for Economic Co-operation and Development (OECD).CARF is a new international standard on…
By Fred WagenvoordeKnowing how to make the most of your year-end bonus is crucial for your financial well-being. In this article, we'll explore the dos and don'ts to make sure you capitalise on this income wisely.What to do with your bonus:1. Pay down high-interest debt: If you're carrying high-…
By: Therèse HavengaI often compare money guilt with the guilt we feel because we don’t exercise and we eat too much. “Just after the weekend, I’ll turn over a new leaf,” is what I keep promising myself. “I’ll go the gym and won’t indulge in sweet things every day.”Money Coach Marnita Oppermann…
By Phillip JoubertSouth Africans breathed a collective sigh of relief during the recent medium-term budget speech when Finance Minister Enoch Godongwana did not announce an increase in value-added tax (VAT). However, with the budget deficit having increased by R54.7 billion and the state still…
Discover the joy of hassle-free holiday shopping at Loot.co.za. With an extensive range of gifts for every taste and budget, finding the perfect present is a breeze. Enjoy swift delivery, secure transactions, and unparalleled customer service. Make this Christmas unforgettable with thoughtful gifts…
By: SOLshopThe cost-of-living crisis has put a financial strain on individuals and families, making it all the more crucial to make smart financial decisions, especially during the holiday season. As the holiday's approach, the pressure to spend can be overwhelming, but it's essential to recognise…
By: Brett Ladouce When a member of a pension provident fund dies, a death benefit becomes payable under the rules of the fund. The death benefit does not fall into the estate of the deceased member, but it is rather set aside for the benefit of the dependants and nominees of the deceased member…
The Office of the Financial Advisory and Intermediary Services (FAIS) Ombud has recently released its Annual Report for the 2022/2023 Financial Year.The report provides information on the performance of the Office of the FAIS Ombud during the financial year as well as its financial affairs.Ombud…