Beplanning onderwerpe
By Denay Valjee Dreams about being able to travel when you are retired can come true with a bit of planning and saving.Of course, the best option is to start saving for retirement-era holidays long before you begin to contemplate your retirement era. But, even if you’ve already retired or are set…
By: 10XFew retirees realise that the fees they pay on their living annuity could well be their single biggest expense in retirement. A 2% fee, for example, on a R5m annuity amounts to more than R8,000 per month. Saving for investment requires building a transparent and diversified investment…
In 2023 thousands of cybercrime and fraud emails trickled into Business Report’s email, warning of the escalation in these activities, yet despite this, I still ended up being phished.Being a financial journalist and having run many “how not to be scammed” articles didn’t prevent me from falling…
By Laurian VenterKeDezemba is finally upon us. Not to be mistaken for December, aka the 12th month of the year, Dezemba is an almost tangible festive feeling that lasts from midnight on the 31st of November to around the 7th of January. After 38 days of non-stop drinks, food, and fun in the sun,…
By Samantha SteeleI would like to think that my only problem with money is maths. All my challenges with budgets and saving come down to cold, hard numerals. But numbers aren’t even half of it. Money is so much more than numbers. Money is intrinsically tied to emotions, freedom, happiness, and a…
By Bomikazi ZekaEvery day seems to bring new headlines about rising costs. In Nigeria, unions are threatening to strike amid soaring fuel prices; the country’s inflation rate hit 25% in August. The amount it costs to fill a food basket in South Africa keeps climbing. Ghanaians took to the streets…
By Bomikazi ZekaWhen it comes to teaching young children about the world, parents may feel that some topics – like politics and religion – are too tough to broach. Money is another. Parents may not feel like they know how to approach the subject, or worry that they don’t set a good financial…
By Bomikazi ZekaDebt, in some form or another, is part of our financial profiles whether we like it or not. And it can be a useful way to build wealth if it is managed carefully and wisely.For example, you may borrow money from the bank to buy an asset – a resource of economic value that generates…
By: Stian De WittAs the festive season cheers draw closer, it is crucial to approach the festive season with a mindful strategy to ensure your spending aligns with your financial goals. Here are some important financial planning tips to help make responsible spending decisions.Create a budget and…
With festive season on the doorstep, the latest survey insights by Debt Rescue paint a bleak picture, showing a significant shift in consumer spending behaviour as South Africans grapple with the rising costs of living and expensive debt, largely due to a repo rate that closed at its highest level…
Data provided by non-life insurance companies who participate in the Insurance Data System (IDS) of the South African Insurance Association (SAIA) show that insurance claims for storm, lightning, hail and wind damage due to extreme weather events in November came to about R35-million for a total of…
By Harry Scherzer, CEO, Future ForexThe rand has long been one of the world’s most volatile currencies and 2023 was no exception. It has seen major swings against all of the world’s biggest currencies, with the general trend being significantly downward. The local currency has lost eight percent of…
The Road Accident Fund declared 2023 the “Year of the Claimant”. with the intent of focusing on customer centricity to empower road users with information about road safety and knowing their rights when lodging a claim, among other transformational changes.In an effort to fast-track and shorten…
The South African Tourism (SAT) employees are pleading for intervention and investigation of the entity's acting CEO Nombulelo Guliwe.Guliwe was appointed in September in an acting position and is also the chief financial officer of SAT. She was appointed following the withdrawal of acting CEO…
South Africans have some clear favourite global destinations for 2023, with tropical treasures, European capitals, and shopping meccas leading the pack.According to Flight Centre South Africa’s travel insights whitepaper, The Year in Travel 2023, the top ten international destinations booked by…
Clicks Season is here! If you’re on the hunt for great value and unbelievable savings this festive season, look no further than Clicks.The ultimate gifting destination, Clicks has the widest range of gorgeous festive gifts for everyone on your list, even if you are on a tight budget.“We know that…
The Financial Sector Conduct Authority (FSCA) on Monday fined Classic Financial Services One director Jacobus Stephanus Geldenhuis an administrative penalty of R143 million and debarred him for 20 years.In November 2022, the FSCA warned the public “to act with caution” when conducting any financial…
By: Ernest NorthThe risk landscape in South Africa has changed dramatically over the past few years. Many things that weren’t a big issue a few years ago are now significant threats to your property, including your car, your home, and the contents of your house. If you’re planning to go on holiday…
Over the past few years, the fast-evolving work culture has brought us from the conventional cubicle to the hybrid working format where we often shuffle from the traditional office to the home office and back, and everywhere in between.It's a lifestyle requiring fewer devices and greater…
By: Jonathan AcuttThe trend of retiring to the coast will likely continue into 2024, with secure estates still attracting a lot of interest. Within these, retirees will have to consider exactly which type of home style is best suited to them, from free-standing and maisonette to apartment living.We…